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Insurance (Its a son of a b*tch)

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  • Insurance (Its a son of a b*tch)

    Just phone for an insurance quote for the spring....1997 TLS ..been riding 20 years ..perfect driving record (haven't been owned a bike in 5 years ..im sure the record will go to hell next season!!!)
    Full coverage $2600 ..Fire Theft Liability..$2100 Canadian per year.......
    Hell the bikes only worth 5-6K....
    Anyone have any good insurance companies...at least on that will deal with a fed up Canadian paying too much for f*ck*ng insurance!!!!!!!!



    AHHHHHHHHHHHH!!!!!!!!!

    That felt better thanks for listening.

    Craz:

  • #2
    Take the minimum you can get, then put the rest of you money on a bank account with interest... (or, get some stock and hope for the best...)

    In a year, without crashes you have enough to finance all the repairs yourself, and if you go on and not crash, lotsa mod. money...
    TL1000R -99. Yellow/Black.
    M4 Full system(Alu), K&N Filter, TRE mod, removed Pair valve. Yoshimura clutch cover, removed Scissor gears, Carbon fibre hugger, carbon fibre rearhugger, HammerIt TLR/R fairings, Gilles Toolings rearset. Pazzo racing levers, shorties, Íhlins rear, Brembo front brakes, ET79 undertail, blah blah blah...
    ------------

    Comment


    • #3
      There is no such thing as a good insurance company


      I have state farm and pay 50 a month. Progressive quoted me $4500 a year
      TLOTM:
      May 2003
      August 2004

      Comment


      • #4
        i have state farm and pay a little more than sdtlr. just a very little more. I like state farm.

        2001 TL1000R

        Carbon Kevlar gsxr1000 solo tail w/ r6 taillights/hammerit tlr/r kit/ full yosh w/ carbon cans/ attack rearsets/ hermit dragon exhaust hangars/Stainless braided brakelines front and back/ EBC HH pads/ BMC race filter/ PC2/ metzler sporttech tires/ carbon here and there/ racelite fairingstay/ Olhins steering damper/ Polished frame, swingarm, subframe................STILL A PILE OF SHIT


        "Johnson sprinkle some crack on'em and lets get out of here!"

        Comment


        • #5
          I am currently with nationwide, until the 15th of Nov. them I'm switching to Geico believe it or not. I'm currently paying 50 a month for minimum liability. Geico quoted me $250 per year I couldn't believe it. Apparently their moto insurance is way different than the car insurance. Might be worth checking out anyway. Free quote online, but you'll have to call them to get a quote for minimum coverages.

          Comment


          • #6
            crazzyy1...what do you do for a living? I am not sure if you qualify, but there is a company called Meloche Monex (TD subsidiary) that only deals in group insurance. I happen to fall into one of their categories (engineer), and they saved me about $700/yr. I happened to be out of motorcycling for a while (about 10 years) before returning as well. What province do you live in?
            Be good, and if you can't be good...be really, REALLY bad!!

            TusherTLR

            gear:
            Arai Okada replica; Joe Rocket GPX gloves; Joe Rocket Ballistic & Joe Rocket Ballistic mesh jackets
            stuff:
            D&D boltons; TFI; K&N air filter; JSD Switchable TRE; EBC HH pads; BT010's; front and rear flushmounts; 16t front Sprocket Specialist; manual fan switch; 3/4" lift kit
            Soon (well...maybe not too soon):
            Joe V mod, Pair valve removal

            Comment


            • #7
              I'm with State Farm and have been for quite awhile. I'm 34 and have had a couple of tickets before (no points right now). I've never noticed a rate increase after a ticket though (been almost 2 years since my last one). Anyway, all of my bikes have full coverage. My '99 R1 is $28 a month, my '95 Ducati is $35 a month, and my '96 Buell is $26 a month. Overall, this is less than $1000 a year for 3 bikes. I think that's at $500 deductable, but since I rebuilt them all anyway, who cares?

              Anyway, I guess that's not bad comparitively, but what really gets me is my cars! My '99 Wrangler costs $58 a month to insure full-coverage and liability-only on my old Supra is $35 a month!
              It may be that your sole purpose in life is simply to serve as a bad example.

              Comment


              • #8
                If you can try and transfer all your policies to on company, and try and get a multi vehicle discount, I am 25 yrs old, good record(not great) 2003 dodge dakota and a 2000 TLR, I only pay $2800/yr breaks down I think its $1700 for the truck and $1100 for the TLR, i am with state farm, full coverage on both with $100 deductables. Dont realy think that is a lot when I here people paying that for just a car.

                Comment


                • #9
                  Originally posted by jtlr
                  If you can try and transfer all your policies to on company, and try and get a multi vehicle discount, I am 25 yrs old, good record(not great) 2003 dodge dakota and a 2000 TLR, I only pay $2800/yr breaks down I think its $1700 for the truck and $1100 for the TLR, i am with state farm, full coverage on both with $100 deductables. Dont realy think that is a lot when I here people paying that for just a car.
                  $CDN though right? I am paying ~$950 for the TLR, and about the same for my 98 Prelude (both fully covered). I thought it was a bit high, until I started looking at what others were paying
                  Be good, and if you can't be good...be really, REALLY bad!!

                  TusherTLR

                  gear:
                  Arai Okada replica; Joe Rocket GPX gloves; Joe Rocket Ballistic & Joe Rocket Ballistic mesh jackets
                  stuff:
                  D&D boltons; TFI; K&N air filter; JSD Switchable TRE; EBC HH pads; BT010's; front and rear flushmounts; 16t front Sprocket Specialist; manual fan switch; 3/4" lift kit
                  Soon (well...maybe not too soon):
                  Joe V mod, Pair valve removal

                  Comment


                  • #10
                    yes cnd$, but what I have seen and heard living just outside of toronto hurts quite a bit. My brother moved from brampton to Barrie and his insurance went down by about 60%. he pays for his bike, 2 cars, and house what I pay on my bike alone!!

                    Comment


                    • #11
                      wow...that is cheap!
                      Be good, and if you can't be good...be really, REALLY bad!!

                      TusherTLR

                      gear:
                      Arai Okada replica; Joe Rocket GPX gloves; Joe Rocket Ballistic & Joe Rocket Ballistic mesh jackets
                      stuff:
                      D&D boltons; TFI; K&N air filter; JSD Switchable TRE; EBC HH pads; BT010's; front and rear flushmounts; 16t front Sprocket Specialist; manual fan switch; 3/4" lift kit
                      Soon (well...maybe not too soon):
                      Joe V mod, Pair valve removal

                      Comment


                      • #12
                        Did the homework and the only cheap insurance was state farm but they would not take anybody unless you are already car insured with them. The CDN rates went up about 40% in march no such thing as cheap insurance in canada we just don't have as big of a motorcycle market in canada.


                        Good luck

                        We are all getting ripped, no continuous coverage=real expensive insurance
                        Galfer braided lines throughout, ATRE, UFO tailight, ET79 Undertail and Hugger, 520 16/39 Gold Chain combo, Full Yosh C/F exhuast, Corbin seat, Ohlins Steering Damper, Ohlins Rear Suspension, Tinted Double Bubble Windscreen, Sylvania Superwhites, Yosh Box Remapped and all protected by GORILLA Alarm System

                        Comment


                        • #13
                          Attach training wheels to it and get it reclassified as a car.

                          The last year I insured my TLR in Canada was for '99. It cost $385 for the year, but the bike was garaged in a municipality just north of Winnipeg. All insurance is pretty cheap there.

                          I did here about the Canada-wide jump in motorcycle insurance however.
                          TLXR Project Bike:

                          Donor '99 TLR, PCII, K&N custom filtration, Sharkskinz Airbox/Ducts, Sebimoto carbon fairings with dual projectors, QBCarbon tank and vented front fender, M4 Ti/SS Full Exhaust, BST carbon rims, Pirelli Supercorsa's SC1/2 (190/55 rear), complete '03 GSXR1K front end, AP Racing radial mono-block calipers, Brembo Radial M/C, EBC 320mm Prolite Supersport rotors, GSXR1K rear caliper, Galfer SS lines all-around, CFM clip-ons and rearsets, 520-conv w/DID ERV2 chain, Ohlins rear damper, Ohlins Steering Damper, ZeroG DB screen, Graves fairing stay, Lightech true carbon/Ti mirrors w/custom brackets, Ti caliper & rotor bolts, plenty of black Al bolts, Eurobikes carbon hugger, POR-15 sprayed frame, custom Al undertray, custom quick-release tag bracket, switchable TRE, custom 1/2" subframe risers w/Ti hardware, some other stuff I'm likely forgetting...

                          Comment


                          • #14
                            I am insured with TD

                            http://www.tdcanadatrust.com/tdinsur...ycle/index.jsp

                            you can get a quote online. This is the cheapest I could find when shopping for insurance. I only got liability so it only cost me 200$ a year. Liabillity and theft was 900$ and full was 1700$. First bike no experience and an accident on record.
                            <img src="http://banners.wunderground.com/banner/gizmotimetempbig_both/language/www/global/stations/71627.gif">

                            Comment


                            • #15
                              State Farm. Full coverage $200 a year, and I'm under 30 years old
                              http://img.photobucket.com/albums/v2...hug/Arnold.gif

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